Current Accounts
Competitive interest rates, fee-free banking, and exclusive benefits. Switch easily and enjoy 24/7 mobile banking.
Our Current Accounts
Choose the account that best fits your lifestyle and spending habits.
Everyday Account
£0 monthly feeSimple, no-fee banking for your everyday needs. Ideal for students and those starting out.
- No monthly fee
- Free contactless payments
- 24/7 mobile banking
- 0% overdraft up to £100
Rewards Account
£5 monthly feeEarn cashback on your spending and get exclusive lifestyle benefits.
- 1% cashback on purchases
- Free travel insurance
- Access to exclusive offers
- £1,000 interest-free overdraft
Premium Account
£15 monthly feeOur premium current account with enhanced benefits, travel perks, and priority service.
- 2% cashback on dining & travel
- Worldwide travel insurance
- Concierge service
- £2,000 interest-free overdraft
Student Account
£0 monthly feeDesigned for students with budgeting tools, discounts, and an interest-free overdraft.
- £1,000 interest-free overdraft
- Free Student Bean subscription
- Budgeting and spending insights
- No monthly fees
Joint Account
£0 monthly feeManage your household finances together with a joint current account.
- Two debit cards included
- Shared budgeting tools
- No monthly fees
- £500 interest-free overdraft
Business Account
£0 for first 12 monthsTailored for small business owners with expense management and invoicing tools.
- Free business transactions
- Invoicing and accounting tools
- 2% cashback on business expenses
- £2,000 interest-free overdraft
Compare Accounts
Find the account that's right for you.
| Account | Monthly Fee | Overdraft | Cashback | Insurance |
|---|---|---|---|---|
| Everyday | £0 | Up to £100 | — | — |
| Rewards | £5 | Up to £1,000 | 1% | Travel |
| Premium | £15 | Up to £2,000 | 2% | Worldwide |
| Student | £0 | Up to £1,000 | — | — |
| Joint | £0 | Up to £500 | — | — |
| Business | £0* | Up to £2,000 | 2% | — |
*£0 for first 12 months, then £5 per month.
Why bank with Okapii?
We make everyday banking simple, rewarding, and secure.
Rewards & Benefits
Earn cashback, get exclusive offers, and enjoy premium perks with our current accounts.
- Cashback on everyday spending
- Travel insurance included
- Exclusive partner discounts
24/7 Digital Banking
Manage your money anytime, anywhere with our award-winning app and online banking.
- Biometric login
- Real-time transaction alerts
- Freeze/unfreeze your card instantly
Switch to Okapii today
Join over 2 million customers who trust Okapii for their everyday banking needs.
