Accounts & Services
Complete banking solutions for every aspect of your financial life. From everyday current accounts to long-term investments, we have the perfect product for you.
Our Services
Designed to help you save, spend, borrow, and invest with confidence.
Current Accounts
Competitive interest rates, fee-free banking, and exclusive benefits. Switch easily and enjoy 24/7 mobile banking.
Explore
Credit Cards
Cashback rewards, travel benefits, and 0% foreign transaction fees. Find the perfect card for your lifestyle.
View cards
Savings Accounts
Competitive interest rates to help you save for a home, education, or retirement. Flexible access to your funds.
Start saving
Personal Loans
From £1,000 to £50,000 with competitive rates, same-day decisions, and flexible terms. Consolidate debt or fund your dreams.
Apply now
Mortgages
First-time buyer, remortgage, and buy-to-let solutions with expert advisor support. Competitive rates and flexible terms.
Explore
Investing & Wealth
Trade global markets, access ETFs, and get personalised portfolio management from experienced wealth managers.
Start investingDeposits & Digital Banking
Secure, flexible ways to manage your money and bank online anytime, anywhere.
Deposit Accounts
Choose from a range of savings and deposit products to suit your goals. All deposits are FSCS protected up to £85,000.
- Instant Access Savings – earn interest on your balance
- Fixed Rate Bonds (1–5 years) – higher returns
- Cash ISAs – tax-free savings up to £20,000 per year
- Notice Accounts – flexible access with notice
Online Banking
Bank securely with our award-winning digital platform, available 24/7. Manage accounts, pay bills, and track spending.
- Mobile & web app access – bank from anywhere
- Instant transfers & payments – send money in seconds
- Biometric & 2FA security – keep your account safe
- 24/7 transaction history – view and export statements
Insurance & Protection
Comprehensive coverage for what matters most. Tailored policies with 24/7 claims support.
Vehicle Insurance
Comprehensive car, motorcycle, and van insurance with 24/7 claims support, courtesy car, and theft protection.
Get a quote
Home Insurance
Buildings, contents, and landlord insurance. Coverage for fire, flood, and theft. Flexible policies.
Protect your home
Life & Health
Life insurance, critical illness cover, and income protection. Ensure your family's financial security.
Learn moreReady to get started with Okapii?
Join over 2 million satisfied customers who trust Okapii for secure, intelligent, and forward-thinking banking.
