Savings Accounts
Competitive interest rates to help you save for a home, education, or retirement. Flexible access to your funds.
Our Savings Products
Choose the account that best fits your savings goals and lifestyle.
Instant Access Savings
Rate: 4.25% AEREarn interest on your balance with unlimited withdrawals. Perfect for your emergency fund.
- Unlimited instant withdrawals
- Interest paid monthly
- No monthly fees
- FSCS protected up to £85,000
Fixed Rate Bond
Rate: 5.00% AER (2-year fixed)Lock your money away for a fixed term to earn a higher return. Choose from 1–5 years.
- 1, 2, 3, or 5-year terms
- Fixed rate for the full term
- Interest paid annually or at maturity
- FSCS protected up to £85,000
Cash ISA
Rate: 4.50% AER (tax-free)Save up to £20,000 per year tax-free. Choose from instant access or fixed term options.
- Tax-free interest
- Save up to £20,000 per year
- Instant access or fixed term
- Transfer in existing ISAs
Notice Account
Rate: 4.75% AEREarn a higher rate with a 30-day or 60-day notice period for withdrawals.
- 30 or 60-day notice period
- Higher interest than instant access
- No monthly fees
- FSCS protected up to £85,000
Junior Savings
Rate: 4.00% AERStart saving for your child's future with a Junior ISA or children's savings account.
- Junior ISA – tax-free savings
- Save up to £9,000 per year
- Children's savings account
- Learn about money together
Green Savings
Rate: 4.25% AERYour savings fund sustainable projects. Earn competitive interest while making a positive impact.
- 100% sustainable investments
- Competitive interest rate
- Regular impact reports
- FSCS protected up to £85,000
Compare Rates
See how our savings accounts stack up.
| Account Type | AER Rate | Access | Minimum Deposit | FSCS Protected |
|---|---|---|---|---|
| Instant Access | 4.25% | Unlimited withdrawals | £1 | Yes |
| Fixed Rate Bond (2-year) | 5.00% | Fixed term | £500 | Yes |
| Cash ISA | 4.50% | Instant or fixed | £1 | Yes |
| Notice Account (60-day) | 4.75% | 60-day notice | £100 | Yes |
| Green Savings | 4.25% | Unlimited withdrawals | £10 | Yes |
Why save with Okapii?
We make saving simple, rewarding, and secure.
Competitive Rates
We offer some of the most competitive savings rates on the market, helping your money grow faster.
- Regular rate reviews
- No hidden fees
- Interest calculated daily
Security & Protection
Your savings are protected up to £85,000 by the FSCS. We also use advanced security measures.
- FSCS protected up to £85,000
- Bank-grade encryption
- 24/7 fraud monitoring
Start saving today
Open an account in minutes and start earning interest on your savings.
